Patrick Carr

Patrick Carr Properties and Associates

755 Waverly St.
Houston, TX 77007


Cell: 832-656-4152   
Phone: (832) 656-4152 
Fax: (713) 583-2796

Housing Trends

October 2017

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How big is an acre? What is an option?
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Take a look at our real estate glossary to learn definitions of common words and phrases used in the industry.

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Real Estate Glossary

Use the real estate glossary to learn definitions of common words and phrases used in the industry.

VA loans

A program that allows most veterans to purchase a house without a down payment.

Variable interest rate

A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills.

Variable rate

An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.

Variable rate mortgage

A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.

Vaulted ceiling

An elongated half-cylinder that arches above the floor.

Verification of deposit

Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history.

Verification of employment

Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary.

Vestibule

A small entrance hall or room.

Veterans Administration (VA)

The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment.

Victorian style

An architectural style that dates from the mid-19th century.

Vinyl-clad windows

Wood windows sheathed in vinyl on the outside.

Voluntary lien

A lien that a homeowner willingly gives to a lender.